Credit card lenders add a margin to the prime rate to arrive at your card’s variable APR. The prime rate impacts the cost of credit on consumer loans, including credit card accounts, with the rates on ...

The Federal Reserve’s recent decision to cut interest rates is expected to bring financial relief to small businesses across the United States. This monetary policy shift will likely reduce borrowing ...

For now, though, variable mortgage rates are the cheapest option, and will be for the majority of 2026, as volatility in the ...

Desjardins's prime rate is 4.70%. The prime rate underpins variable-rate mortgage products. When the Bank of Canada adjusts its overnight rate, Desjardins's prime rate increases or decreases by the ...

Inflation savings bonds, called I Bonds, have two components: a fixed rate that remains with the 30-year life of the bond and a variable rate that adjusts each six months after you bought the I Bond.