Take a Financial Relief Quiz. Get matched with an Authorized Partner. An unauthorized hard inquiry on your credit file can have a negative impact on your ability to access the credit you need. These ...

A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

Credit inquiries can either be in the form of hard inquiries or soft inquiries, and they can happen for a variety of reasons. Hard credit inquiries occur when someone like a landlord or potential ...

Shopping for a mortgage, car loan or student loan? Make sure you know the 45-day rule Written By Written by Contributor, Buy Side Ben Luthi is a contributor to Buy Side and an expert on credit, loans, ...

Every point may count when you’re applying for a new credit card or loan. Unfortunately, you generally can’t remove accurate records from your credit reports, including hard inquiries from previous ...

When you check your credit reports, you might notice it lists one or more hard inquiries. Hard inquiries provide a record of which lenders checked your credit reports, and when. Since hard credit ...