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October surprise: Mortgage and Refi rates fall — don’t miss these low-rate deals

October surprise: Mortgage and Refi rates fall — don’t miss these low-rate deals

Mortgage and refinance rates have dropped slightly this week, making it a better time to buy a home or refinance. The 30-year fixed rate is around 6.18% and 15-year fixed is 5.51%. Experts suggest checking different lenders, improving your credit, and using mortgage calculators to find the best deal before rates rise again.

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