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📊 DSCR – Debt Service Coverage Ratio One of the most important numbers for real estate investors 🏘️ 💡 Why DSCR matters: ✅ Used heavily for investment property loans ✅ Personal income, W-2s, or tax returns may not be required ✅ Ideal for real estate investors, LLCs, and self-employed borrowers ✅ Higher DSCR = stronger loan approval and better terms Most lenders look for a DSCR of 1.00 or higher, though requirements vary. ⚠️ Important to know: • A DSCR below 1.00 means the property does not ful
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💰 A tax change that could seriously impact homeowners. If you own a home — or plan to buy — this update could change how the numbers work in your favor. 🏡 Not everyone qualifies, but when it applies, the savings can be significant. That’s why understanding the full picture matters — from mortgage strategy to tax planning. Have questions? Talk to your CPA or send us a message. 💬 | CTC Financial
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⚠️ Important reminder for LLC owners in Florida If you own an LLC, don’t forget: annual renewal is due by May 1st and must be completed directly through sunbiz.org — not via emails, letters, or the IRS. Missing the deadline means a $400 late fee, so stay ahead and avoid unnecessary penalties. A little attention now can save you a lot later. 😉 | CTC Financial
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34 of the biggest U.S. banks have the financial strength to survive the next global recession, the Federal Reserve said on Thursday. The results were the first of two rounds of annual stress tests conducted by the central bank to assess how well financial institutions with $50 billion or more in consolidated assets could cope with shocks to financial markets and the economy. http://fxn.ws/2sW6qGC | Fox Business
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