This system helped me prepare for real life expenses. Cash envelope budgeting plans for everyday and irregular costs ahead of time. Categories and sinking funds cover things like groceries, gas, car repairs, and annual bills. Planning ahead removes stress and prevents last minute scrambling. Expenses become expected instead of emergencies. This method creates stability and control with your money. If you want a budgeting system that fits real life, check out my profile to learn more about cash e
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February Budget Update. Here is how I determine my monthly budget: 1. I always put what my expected income is so I know exactly what I’m looking at. 2. I start with my needs because I have to pay these no matter what. Some our fixed amounts and others varies Ike grocery and gas. For my variables I look at the last three months and determine my average spend, that’s what becomes my budget for the new month. 3. I know that my wants don’t change monthly and because I only truly have 2 wants that ar
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